Mortgage and Beyond

Why Choose Us.

26K

Happy Homeowners

Top 1% mortgage teams in the country

$1.2B

Total loan approved

You will be working with all licensed and certified mortgage professionals, receive true advice vs. being sold to a mortgage program! When we introduce you to our partners, everyone is top notch in their industry! You want to know how to start the process and want someone to guide you through the process. We have found the best way is to have an initial conversation with us first, and you will receive a LONG list of FREE Services from us!

Homeownership Experts Only

Experts

Competitive Pricing

We have a large pool of mortgage investors to ensure you’re getting the most competitive and fair mortgage rates! We’d rather under promise and over delivery, no surprise fess, 100% transparency before you decide to hire us! That’s how we’d like to be treated and that’s how we are treating our clients!

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Pricing

Things happen, sometimes! Maybe you’re a business owner who has not filed much income on your tax returns, had some credit issues in the past that’s holding you back, run into unexpected changes during the mortgage process, or got stuck with hurtles in the homebuying process. We have a variety of mortgage options that can help you in those situations! We believe if we don’t give up, keep exploring different options and put a plan together, everyone can eventually become a homeowner!

Creativity

How To Use Your Home Equity To Purchase A Second Home

Can you use a home equity loan to buy another house? The short answer is yes, although the advantages and disadvantages of this course of action may depend on what the second property is used for.

Do You Need To Sell Your Home To Buy Your Next One

The real estate industry is changing, however, and there are new ways to go about buying a house before selling, or conducting both processes simultaneously.

How your Annual Mortgage Review Could Save You Thousands

A mortgage review is similar to applying for a mortgage in the sense that a mortgage expert will work with you to examine your credit, your income, and your current financial situation.

Real Estate Is The #1 Investment For Americans!

For many people, owning a home represents the stability, independence and freedom of reaching adulthood.

How Much Rent HAVE You Wasted Over The Past 10 Years?

At the end of the day, the decision to rent or buy a home is a personal on. Being a homeowner comes with a lot of responsibilities, and on the other hand a lot of benefits.

How to Purchase A Condo With Just 3% Down

You can use the same loan programs for condos that you’d use to buy a single-family house.

Condo Deal Killers Every Realtor Should Know

We can guide you through the condo association documents, including the association by-laws, recent regulations and budget, to help uncover any issues that may negatively impact your lifestyle.

What Makes Your Homebuying Experience Awesome

From choosing a trustworthy lender like Gracie Morrow Mortgage Group to guide you through your process with ease and comfort.

Is Your Student Debt Stopping You From Buying A Home?

Like any other home buyer when deciding whether to approve your for a mortgage, lenders look at how much debt you already have compared with your pretax income.

Why Every Attorney Should Work With Gracie Morrow Mortgage Group

Divorce can be a difficult situation to work through without the right attorney and without the right mortgage advisor. Yes, that's right, not only should you have an attorney, but, a mortgage advisor is just as handy with going from one household to two households.

The Difference Between Gracie Morrow Mortgage Group and A Bank

Before heading to your bank and being just another number asking for a mortgage, why not call Gracie Morrow Mortgage Group?

Is There Really A Difference with Good Debt vs Bad Debt?

Here at Gracie Morrow Mortgage Group we can strategically work with you and your clients and show youth best strategies...

VA Mortgage Loan Myths

Here at Gracie Morrow Mortgage Group, it's our duty and pleasure to educate all branches of the military of the benefits of owning a home.

What Mortgage Options Do You Have For Building Your Own Home

Depending on the type of construction loan, the borrower might be able to convert the construction loan to a traditional mortgage once the home is built.

Should CPA's Have a Mortgage Advisor

As a CPA you should always have GMMG at your finger tips guiding you and your clients through the the housing market.

Ready to Close Approval Program

"Ready to Close" approval program allows the buyer to skip the pre-approval process and jump right into the approval to close stage in the process of buying your new home!

When a Home’s Value Is Lower Than Your Offer

An appraisal is the best way to estimate your property's fair market value based on the location, condition and recent sales of similar home in the surrounding area.

What Type of Mortgage Loan is Right for Me?

Gracie Morrow Mortgage Group spent hundreds of hours researching all different types of loans and have weighed all your options to give you the best mortgage...

What A Mortgage Loan Officer is Doing Behind The Scenes

A mortgage loan officer are not only representing the bank , credit union or other financial institution...

What's In Store In The Home Buying Process

Most first-time homebuyers can be clueless of the process of purchasing their first home.

Where to begin to build your brand

Your personal brand isn't just a logo, colors or type of font you use, but the lasting experience you leave with your borrowers.

What You Need To Qualify For A Mortgage

After applying for your home there's a lot of paperwork you'll need to have ready to submit in order for us to take that next step...

Perks Of A First Time Homebuyer

Your business plan outlines what your business does and what you are trying.

Grace Morrow Mortgage Group is the standard in home buying

You can book a phone appointment for a mortgage. Remember to get a Decision in.

Read our blog

Availability

Whether you prefer to talk with someone or chat in a quick text message, we’re here to help! You will never experience the multiple phone transfers from one person to another, you will get your questions answered directly by our dedicated team!

We’re open 7 days a week to answer your questions!

Availability

Meeting closing date is extremely important on a real estate transaction, we take the deadline more serious than you. With the efficient process in place, we have delivered much quicker closing deadline than most of the mortgage companies, the industry standard is 35-40 days, our timeline is half, 20-25 days!

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Quick and Smooth Closing

Closing

Award-winning

We have won D Magazine Best Mortgage Professional award 8 years in a row, nominated by local homeowners, realtors, and title companies. With our clients and partners’ trust, we’re being recognized as top 1% of the mortgage team in the country and top organization team by Scotsman’s guide, that’s chosen from 399,000 mortgage professionals in the nation!

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Award

Meet Our Mortgage Advisors.

Welcome to Mortgage and Beyond, where your mortgage journey begins. Securing a mortgage can be overwhelming, which is why we are committed to simplifying the process for you. We are available 7 days a week to answer your questions! We have a comprehensive range of products to choose from. We prioritize finding the most competitive rates available by leveraging our extensive network of lenders.

Kalpana Iyer

Gracie@mtgandbeyond.com

Jeff Shraeder

Gracie@mtgandbeyond.com

Rob Piancone

Gracie@mtgandbeyond.com

Alex Rayfiled

Gracie@mtgandbeyond.com

Andrew Rubey

Gracie@mtgandbeyond.com

Gracie Morrow

Gracie@mtgandbeyond.com

What people say about us !

Gracie and her team were amazing to work with. Contacted Gracie about 2 years ago to ask if I would qualify for a mortgage. She took her time to explain to me and guide me of the steps to take to be able to qualify.2 years later here we are, ready to move in to our first home. Mortgage and Beyond made this journey easier and less stressful. Would highly recommend to family and friends.

Victor H

It was a great experience and completely satisfied with the service. Special thanks to Gracie, Alex and Brooke for all the detailed explanation and making the process seamless and easy on my end. I would definitely reconsider for future needs and also recommend to my family and friends.

K K

Victor H

K K

10/10 experience! Gracie & her team made the entire process completely seamless. Brooke and Carrie were very diligent in making sure every step went as smooth as possible. Stellar service! I will definitely be recommending to family & friends.

Brian Busogi

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Home ownership,done right, together.

Free Services for Every Client